Category: Disaster Insurance

14 Common Insurance Tactics That Delay Property Claims in Restoration Work

Restoration contractors & homeowners often find themselves caught in limbo with insurance companies, especially on fire or water damage claims. In these cases, solid documentation is critical not just for validation but for proving the legitimacy of work scopes and costs. Here are the 14 Common Insurance Tactics That Delay Property Claims in Restoration Work…
Insurance Claims and Documentation for Restoration Jobs

Managing insurance claims for fire and water damage restoration can be a tall order. Contractors often face complications when proving the extent of the damage or scope of remediation needed, with documentation and third-party verification frequently becoming sticking points. To streamline this, restoration contractors can benefit immensely from scientific, third-party testing to verify damages and…
Types of Water Damage Covered by Homeowners Insurance

Insurance generally covers water damage that is “sudden and accidental,” but not gradually occurring damage from poor maintenance. Here’s a quick look at what Forbes says is typically covered or excluded. NOTE: Repairs need to be taken care of quickly.See the Timeline of Mold After Water Disaster here. Water Damage Typically Covered by Homeowners Insurance…
Choosing the Best Mold Testing Company in Nashville, Tennessee

When looking for a reliable mold testing company in Nashville, it’s essential to consider several key factors to ensure you receive accurate, reliable, and comprehensive service. Here’s what to look for when choosing a company for mold testing in Nashville or anywhere in Tennessee. 1. Accreditation and Certification 2. Advanced Testing Methods 3. Reputation and…
Enhancing Disaster Restoration Efforts: Category Delineation for Fair Insurance Payouts

Disaster restoration firms play a crucial role in helping homeowners recover from unexpected emergencies such as fires, floods, and mold. As experts in your field, you need to ensure homeowners have the right information to get their home restored to its previous glory. One critical aspect to consider is whether disaster restoration, including mold inspection…
Choosing the Best Mold Testing Company in Denver, Colorado

When looking for a reliable mold testing company in Denver, it’s essential to consider several key factors to ensure you receive accurate, reliable, and comprehensive service. Here’s what to look for when choosing a company for mold testing in Denver or anywhere in Colorado. 1. Accreditation and Certification 2. Advanced Testing Methods 3. Reputation and…
Increase Revenue with Category Delineation

In the ever-evolving landscape of disaster restoration, staying ahead of the curve is crucial for success. One innovative solution that is revolutionizing our industry is “Category Delineation” testing with Integrity Environmental Testing. This advanced testing methodology instantly detects biological micro-contamination present in the air, while providing a myriad of benefits that can significantly increase revenue…
Insurance Claims After Fire or Water Home Damage in Colorado: A Step-by-Step Guide

Experiencing a fire or flood in your home can be devastating, but knowing how to navigate the insurance claim process afterward is crucial for a full recovery. In Colorado, homeowners have specific rights and procedures when filing claims with their insurance companies. Understanding this process can help streamline the claims process and ensure fair treatment.…
Understanding Colorado HB07-1104: Protecting Consumer Rights in Property Insurance Claims

HB07-1104 was introduced to counteract insurance companies’ tendencies to exert undue influence over policyholders’ choice of restoration companies following property damage events.
Unethical Insurance Practices for Fire and Water Damage Restoration: Some Tactics Could Breach Colorado Laws

When disaster strikes, navigating insurance claims to bring your home back to a healthy and safe place can be overwhelming. Unfortunately, some insurance companies employ Unethical Insurance Practices for Fire and Water Damage Restoration, aimed at minimizing payouts or denying legitimate claims. Homeowners rely on insurance policies for financial protection during crises like fire, smoke…
Homeowners Insurance Coverage for Disaster Restoration and Air Quality Testing

Understanding Coverage for Air Quality Homeowners insurance policies typically cover a range of emergencies, including fire and water damage, windstorms, explosions, riots, smoke damage, theft, vandalism, and certain plumbing and electrical issues affecting structural integrity. However, it’s essential to review the homeowners’ policy details carefully to understand the specific disaster restoration coverage, including contamination to…